The power of home.
$200 to you. $200 to help a neighbor.

APPLY NOW1,2
HomeLoan-Couple

$200 to you.

When you get a mortgage or refinance through our partners at Mortgage Center1, you’ll get $200 deposited in your savings account after closing2. It’s some extra help to begin your fresh start.

See today's rates1 and get answers to your mortgage application questions1.

$200 to a housing nonprofit.

In addition to receiving your $200 after closing, our Foundation will donate $200 to a nonprofit aimed at helping to provide housing for individuals and families during this time of great need.

HomeLoan-Family

Starting your home loan.

With a number of options and terms available, our partners at Mortgage Center can help you find a solution tailored to fit your needs.

Promotion includes purchase or refinance.

No cost pre-approval

 

APPLY NOW1,2

Since 2019, our members have helped us donate

$95,232

to Michigan nonprofits supporting housing needs. That's the power in all of us.

APPLY NOW1,2
Collage of people

Join our 2021 home loan
giveback program.

Each year, a few nonprofit organizations benefit from our home loan program and receive a donation. This donation is made possible by our members who close on a mortgage or home equity loan with us. If you represent a nonprofit in Michigan that provides housing services to the community, consider applying to participate in our 2021 home loan giveback program.

When you apply, you’ll have the opportunity to tell us about your organization and share what a donation would mean to you and the services you provide. Let’s make an even bigger impact in Michigan. Together.

 

SUBMIT APPLICATION1

Meet the 2020 home loan giveback recipients.

Each year, a few nonprofit organizations benefit from our home loan program and receive a donation. This donation is made possible by our members who close on a mortgage or home equity loan with us. If you represent a nonprofit in Michigan that provides housing services to the community, consider applying to participate in our 2021 home loan giveback program.

When you apply, you’ll have the opportunity to tell us about your organization and share what a donation would mean to you and the services you provide. Let’s make an even bigger impact in Michigan. Together.

 

READ STORY

Past giveback recipients:

 

HomeLoanCampaign-LandingPage-BodyImage1-PastGivebackParticipants

EasyCheckingAccount-CrossSell
The power in simplicity.

Easy Checking Account

  • No minimum balance
  • Free online & mobile banking
  • No monthly service fee
LEARN MORE
PersonalizedHomeInsurance-CrossSell
Personalized Home Insurance 

Customize your coverage based on your budget and needs. 

LEARN MORE3

1Third party website. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site's privacy policies may differ from those of Lake Trust.

2Mortgage Center Home Loan Promotion: Close on a mortgage or refinance with Mortgage Center now through September 30, 2021, and you’ll get $200 deposited into your Lake Trust Membership Savings Account within 30 days after closing plus Lake Trust will donate another $200 to a non-profit organization focused on housing and shelter. This is not a commitment to lend. Promotional Period: Now – September 30, 2021. Conditions/Restrictions: Offer is non-transferrable. Not valid with any other Lake Trust promotions; limit one (1) $200 deposit. For tax purposes, deposits reported as legally required. Must not have previously caused a loss to Lake Trust; existing members must be in good standing. Lake Trust reserves the right to suspend, modify or cancel the offer at any time. Void where prohibited by law. Mortgage Center was established in 1990 and is 100% owned by Credit Unions and provides low cost mortgages at the best possible rates for credit union members. Mortgage Center NMLS# 282701.

3Members Home and Auto and TruStage Auto & Home Insurance Program, made available by CUNA Mutual Insurance Agency, Inc., are underwritten by leading insurance companies. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. DPGAP-1112-21A0.