The power of home.
$500 to you. $200 to help a neighbor.


$500 to you.

When you get a mortgage or refinance through our partners at Mortgage Center1, you’ll get $500 deposited in your savings account after closing2. It’s some extra help to begin your fresh start.

See today's rates1 and get answers to your mortgage application questions1.

$200 to a housing nonprofit.

In addition to receiving your $500 after closing, our Foundation will donate $200 to a nonprofit aimed at helping to provide housing for individuals and families during this time of great need.


Starting your home loan.

With a number of options and terms available, our partners at Mortgage Center can help you find a solution tailored to fit your needs.

Promotion includes purchase or refinance.

No cost pre-approval



Since 2019, our members have helped us donate


to Michigan nonprofits supporting housing needs. That's the power in all of us.

Collage of people

Join our 2021 home loan
giveback program.

Each year, a few nonprofit organizations benefit from our home loan program and receive a donation. This donation is made possible by our members who close on a mortgage with us. If you represent a nonprofit in Michigan that provides housing services to the community, consider applying to participate in our 2021 home loan giveback program.

When you apply, you’ll have the opportunity to tell us about your organization and share what a donation would mean to you and the services you provide. Let’s make an even bigger impact in Michigan. Together.



Meet the 2020 home loan giveback recipients.

Members who chose us for their home loan needs made an impact across the state. By closing on a mortgage or refinance, our members made it possible to give a total donation of $40,000 to Holland Rescue Mission in Holland, SOS Community Services in Ypsilanti, Shelterhouse in Midland, and Lighthouse MI in Pontiac. Check out our blog to learn more about the recipients and the impact that this donation will make on each organization.



Past giveback recipients:



The power in simplicity.

Easy Checking Account

  • No minimum balance
  • Free online & mobile banking
  • No monthly service fee
Personalized Home Insurance 

Customize your coverage based on your budget and needs. 


1Third party website. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site's privacy policies may differ from those of Lake Trust.

22Mortgage Center Home Loan Promotion: Apply for a mortgage or refinance with Mortgage Center September 15, 2021 through December 31, 2021, and you’ll get $500 deposited into your Lake Trust Membership Savings Account within 30 days after closing plus Lake Trust will donate another $200 to a non-profit organization focused on housing and shelter. This is not a commitment to lend. Promotional Period: September 15, 2021– December 31, 2021. Conditions/Restrictions: Offer is non-transferrable. Offer may not be combined with any other promotion or discount; limit one (1) $500 deposit. For tax purposes, deposits reported as legally required. Must not have previously caused a loss to Lake Trust; existing members must be in good standing. Lake Trust reserves the right to suspend, modify or cancel the offer at any time. Void where prohibited by law. Mortgage Center was established in 1990 and is 100% owned by Credit Unions and provides low cost mortgages at the best possible rates for credit union members. Mortgage Center NMLS# 282701.