For a limited time, only pay $991 in lending fees when you refinance your mortgage with us through our partners at Mortgage Center (tax, title, appraisal, and other fees may still apply). That means you’ll save an average of $989 in closing costs1,2! This is an exclusive offer just for Lake Trust members. If you’re not a member yet, you can still apply for your refinance and you’ll start your membership before closing on your loan. Or you can become a member today.

Before you get ready to apply3 for your refinance, make sure you have information about your employment, income, and debts close by.

When we work together on your home loan, you’ll also help your community. We’ll donate $100 to a Michigan housing-related nonprofit organization that helps with COVID-19 relief efforts after you close on your mortgage refinance. Enjoy knowing that you saved big and helped create the feeling of home for someone else too.


Apply Now3


Home Insurance Discounts

Expect the unexpected with the right coverage.4


2019 Annual Impact Report

See how our members helped us support 6 housing nonprofits last year.