Explore the power
of your aspirations.

Accelerate to the next milestone with Aspire Savings.
Earn 3.00% APY1 on the first $2,000 in your account.



Supporting your wellbeing.


Your physical, emotional, and mental wellbeing are essential to your overall health. And your financial wellbeing matters too. The way you manage your money and set goals can enhance your confidence and provide peace of mind. At Lake Trust, we work to support wellbeing in Michigan communities by creating products, services, partnerships, and programs that give back and make an impact. So, when we heard that our members were looking for an easy way to save more, Aspire Savings was created.

Build your savings. And confidence.


Aspire Savings is a flexible savings account that can help you reach your goals of growing your emergency fund, preparing for a special occasion, or planning for your dream vacation a little faster.


When you open an Aspire Savings, you’ll earn 3.00% APY1 on the first $2,000 in your account. After that, the tiered rate continues to support your savings ambitions. There’s no minimum balance and no low balance fees.


Every little bit you save matters when you’re working toward a goal. We want to do what we can to help you reach this milestone. And many more. Open your account online or visit any branch to get started.


Not a Lake Trust member yet? Start your membership today to join us and open an Aspire Savings.

Other ways you can save.


If you’ve already opened an Aspire Savings, or if you’re looking for additional options to save, check out other products that can help you reach your goals.

Savings accounts.
  • Open a separate savings to organize funds
  • Money market options available
  • Account available to help kids and teens save
Certificates of deposit (CD).
  • Terms from 3-72 months available
  • Limited-time options with higher rates
  • Save for retirement with an IRA CD
How to create (and keep) a budget.

Making a monthly budget can help on your savings journey.

Long-term savings tips.

Our Financial Life Planning team shares ideas on how to start planning for big life events.


1 APY = Annual Percentage Yield. Rates as of September 13, 2023 and are subject to change. This is a blended rate account with multiple tiers. VIEW RATES Each dividend rate will apply to the daily balance within that tier and not the entire balance. Balances more than $2,000.00 will produce a lower blended rate.VIEW FULL DISCLOSURES