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² $99 origination fee is available when you apply for a new purchase with Mortgage Center from September 5, 2023 through January 31, 2024 and saves you $1,101 off the current administration and underwriting fees on your closed home loan.

³ $99 fee is available for a limited time. Mortgage amount must be between $40,000 and $726,200 to be eligible. Mortgage rates current as of 8/17/2023 and assumes a 30-year fixed-rate purchase or refinance of a detached, owner-occupied property with a loan to value ratio of 80% and a credit score of 780. A loan amount of $200,000 at an interest rate of 7% and an APR of 7.129% has a payment of $1,331.23 with 0 point due at closing. The payment does not include property taxes or insurances, the actual payment will be higher. Borrowers are responsible for any third-party costs including but not limited to: title, tax certificate, and appraisal. Offer applies to Residential First Mortgages financed with Mortgage Center and excludes Home Equity Loans and Lines of Credit. This offer can only be used once in a 24-month time period. Offer may not be combined with any other promotion or discount. The promotion has no cash value. This offer is non-transferrable. Terms are subject to credit and mortgage approval. Other restrictions may apply. Offer applies to Conventional Residential First Mortgages financed with Mortgage Center and excludes FHA, VA, Home Equity Loans and Lines of Credit.

⁴Apply for a new purchase with Mortgage Center from September 5, 2023 through January 31, 2024, and $99 will be donated by Lake Trust in collaboration with the Lake Trust Foundation after closing to a Michigan non-profit organization focused on housing and shelter. The Lake Trust Foundation is a registered 501(c)(3) organization EIN: 45-5332078

⁵Lake Trust membership is required and is federally insured by the NCUA.

⁶The TruStage Auto & Home Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. DPGAP-1112-21AO.